Shares (Savings) & Share Drafts (Checking)

Share Accounts (Savings)

Savings has a $10.00 minimum balance with a $1.00 membership fee. If the account is closed within 90 days of opening a $10.00 fee will be charged. 

• Club Accounts - Christmas, Vacation

• Higher dividend paying accounts

Share Draft Accounts (Regular Checking, Emerald Club)

You are required to open a savings to have a checking. We have two different types of checking: 

• Our regular checking requires no minimum balance and has no monthly service fee.

• The Emerald Club - Special checking for those 55 and older                   
       ~ Benefits of belonging to the Emerald Club:
                  - 1 box of free checks in a 12 month period

• OVERDRAFTS: If you become overdrawn in your checking and you have enough available in your savings to cover the overdraft, you are able to have the funds transfer automatically; there is a charge of $1.00 for each occurrence. To elect this service, we need your signature on our overdraft protection form to set it up. Otherwise, there will be a $25.00 overdraft charge for each check and the check(s) will be returned.                                                         

Debit & ATM Cards     

     With access to CO-OP with over 25,000 ATMs nationwide
 

Share Certificates

      Click here for current rates!

Health Savings Accounts (HSAs)

IRA (Individual Retirement Accounts)

Youth Accounts

Hi Kids! Smarty Marty the Moose here!

I would like to tell you a little bit about our Smarty Marty Moose Club for children 13 and under.

When you open an account for a child 13 or younger, you get a free piggy bank and for each deposit that is made after the initial deposit, the child can pick from a treasure chest of toys.

Also, our certificates offer a higher rate of interest earned. (Your money working for you!) Rather than the minimum of $1000 for adults to deposit, all you need is $500!
(Children under 18 can take advantage of this special offer)

So come on in and join.