Featured Rates
TypeAPR* as low as

New & Used Vehicles

3.250%
*Fixed APR's (Annual Percentage Rates) do not include processing fee. APR's may vary due to loan amount and term.
 
*APR: Annual Percentage Rate
**APY: Annual Percentage Yield

2016 High School Senior Scholarships

2016 High School Senior Scholarship Applications are available!  Download here or see your school counselor.  Mail or drop off your completed application to your school counselor by May 2, 2016.  See Scholarship Application for details.  Good luck to this year's applicants!


Mortgages at the Credit Union

Whether you are in the market to purchase a home or ready to refinance, come speak with one of our local loan officers!  Although we will still have assistance throughout the process (which enables us to offer more products), your only point of contact during origination will be us.  In addition, you will also be able to MAKE YOUR MORTGAGE PAYMENT AT THE CREDIT UNION!

READY TO APPLY?  CHECK OUT YOUR OPTIONS, RATES, AND APPLY ONLINE HERE!


All loans require credit approval.  Contact a Mortgage Loan Officer for more details at mortgages@baragafcu.com or by phone at (906) 524-6151.


Fixed Rate Home Equity Loans!

Use the equity in your home for any number of cash needs: home improvements, college expenses, consolidate debt, or a dream vacation!  The possibilities are endless!  Call us for details today!
CLICK HERE FOR RATE INFORMATION


Important Phone Numbers

MASTERCARD DEBIT CARD Fraud Department (after hours) 1-800-754-4128.
MASTERCARD Debit Card or ATM Lost or Stolen 1-800-754-4128

VISA CREDIT CARD Fraud Department 1-800-600-5249
VISA Report Lost or Stolen 1-800-325-3678

BEWARE OF SCAMS!  (See below)


Skip your loan payment for a month!

Our Skip-A-Payment program offers the flexibility you need!  If you need a few extra dollars during any given month, you may skip your loan payment for a flat fee of $25.  Simply complete our Skip-A-Payment Form and return to the Credit Union with instructions for payment or a check made payable to BCFCU.  Some restrictions apply; please see form or Credit Union for details.


BEWARE OF SCAMS!

 

REMINDER:
BARAGA COUNTY FEDERAL CREDIT UNION DOES NOT SOLICIT MEMBERS OVER THE PHONE, VIA TEXT, OR E-MAIL FOR ANY SERVICES OR ACCOUNT VERIFICATION.

WE ALSO DO NOT SEND TEXT MESSAGES TO MEMBERS REGARDING CARD INFORMATION OR PURCHASES.

IF YOU RECEIVE A PHONE CALL (or text or e-mail) FROM AN UNFAMILIAR SOURCE, HANG UP IMMEDIATELY AND CALL THE CREDIT UNION!

FOR MORE PHISHING TIPS, CLICK HERE.

The most recent scam is requesting members to enter their account information (including PIN number).  DO NOT RESPOND TO OR CLICK ANY LINKS WITHIN THE TEXT


 

 

 

More News & Events

Locations & Hours

 

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act