Featured Rates

New & Used Vehicles

As low as 2.75%
As low as 4.00%

Up to 36 months
Up to 72 months

Home Equity- Fixed Rates Avaliable for 5, 7, and 10-yr terms!

*APR: Annual Percentage Rate
**APY: Annual Percentage Yield
Baraga County Federal Credit Union Auto Loans

A Better Way To Offer Mortgages

This spring, we are changing gears and offering our members the opportunity to speak with a Mortgage Loan Officer in our office!  Although we will still have assistance throughout the process (which enables us to offer more products), your only point of contact during origination will be us.  In addition, you will also be able to MAKE YOUR MORTGAGE PAYMENT AT THE CREDIT UNION! 


All loans require credit approval.  Contact a Mortgage Loan Officer for more details at mortgagesbcfcu@up.net or by phone at (906) 524-6151.


 Fixed Rate Home Equity Loans!

For years we have offered Variable Rate Home Equity Loans.  We are now pleased to announce we are now offering FIXED RATE HOME EQUITY LOANS!  Use the equity in your home for any number of cash needs: home improvements, college expenses, consolidate debt, or a dream vacation!  The possibilities are endless!  Call us for details today!


Skip your loan payment for a month!

Our Skip-A-Payment program offers the flexibility you need!  If you need a few extra dollars during any given month, you may skip your loan payment for a flat fee of $20.  Simply complete our Skip-A-Payment Form and return to the Credit Union with instructions for payment or a check made payable to BCFCU.  Some restrictions apply; please see form or Credit Union for details. 

Beware of Phishing Attacks!  Click here for more information

Last year, Baraga County Federal Credit Union members were subject to a Phishing scam involving cell phones and text messages.  Please remember, we will NEVER send a text message to our members or ask for account information!  Always verify who you are speaking with; click the above link for more information! 

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LOWER Rates!

Rates on Autos, Campers, Boats, 4-Wheelers, Motorcycles, Even Signature Loans! 
Click here to apply today!

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act